For handmade sellers on Etsy

Tax season for makers, done in an afternoon.

Upload the CSVs Etsy already gives you. CottageLedger itemizes every fee, computes your true cost per product from material recipes, and hands you a Schedule C-ready report.

Try it free with your CSV See the sample shop

Your sales data never leaves your browser. No Etsy login. No sync to break.

"I miss the days when you buy a program and it's just yours."

— seller in r/EtsySellers, asking for a non-subscription alternative (the thread that started this company)

"I'm now charged $39/mo and that is now limited to only 250 sales per month!"

— candle seller on the incumbent's pricing, 2023; that tool's entry price has since risen to $49/mo (source)
How it works

Three steps. No subscription. No sync.

1

Drop in Etsy's own CSVs

The monthly statements and order exports your shop already generates. They parse right in your browser — we never see them.

2

Teach it your recipes

"One 8 oz candle = 7 oz wax + a wick + a tin." When wax gets pricier in March, every product's cost updates itself.

3

Print your Schedule C numbers

Fees itemized into the right lines, cost of goods computed the way Part III actually asks for it. Hand it to your preparer — or your tax software.

What you'll see

Every fee, itemized. Every product, costed.

The Fee Analyzer

Transaction fees, processing, listings, Etsy Ads, Offsite Ads, shipping labels — separated and summed, with your true take-rate. Free, forever, no signup: it answers the question makers ask every January.

Transaction fees (6.5%)
$812.40
Payment processing
$577.13
Shipping labels
$530.06
Etsy Ads
$445.51

Numbers shown from the built-in sample shop.

Recipes that do the math

Materials share across products. Prices drift. Spreadsheets break in exactly those two places — recipes don't.

Amber & Oak 8 ozCost
Soy wax · 7 oz$0.98
Fragrance oil · 0.7 oz$0.74
Wick, tin, label, box$1.98
COGS → sells at $24$3.70 · 85% margin
Pricing

One price. The whole tax year. That's it.

Tax year 2026
$79

per tax year · early-bird $59 at launch
2025 catch-up + 2026 bundle: $119

Start free — pay when you print

Unlimited sales. Unlimited products. Your reports export to PDF/CSV and your one-file backup belongs to you forever, even if you never pay again. Next year's price only buys next year's imports and whatever Etsy changes about its fees and files. Yes, that means paying yearly if you use it yearly — the difference from a subscription is nothing renews by itself and nothing gets taken away.

Why not a subscription? Because your books are not a service — they're yours. A tax year is a real thing that ends; your payment covers it, like buying tax software, not renting it.

What the anchors say: makers happily pay $97 for a manual bookkeeping spreadsheet. TurboTax charges $139 for federal filing alone. A CPA Schedule C typically runs $400+. The cheapest subscription that itemizes your fees is $100/yr and doesn't do maker recipes; the cheapest that does recipes is $228/yr and doesn't itemize fees.

Prices verified against live pages, July 2026 — full source list in the honest comparison below.

The honest comparison

If we're not the right tool, here's who is.

We do one thing: your maker taxes, once a year, done right. Different job? Use the right tool — genuinely.

July 2026, verifiedEtsy fee itemizationMaterial recipes → COGSSchedule C outputPrice
CottageLedger (pre-launch*)yes*yes*yes*$79 per tax year
Seller Ledger (great for multi-channel resellers)yesno — resale inventory onlyyes$100+/yr subscription
Inventora (great for live inventory sync)noyespartial — COGS report, no Schedule C outputfree (10 sales/mo cap) · $228+/yr
Stocksmith (ex-Craftybase)yesyesyes (plan-gated)$588–4,188/yr subscription
Ardent Seller (new 2026 entrant — claims untested, no independent reviews yet)partial (claimed)yes (claimed)yes (claimed)free (50 txns/mo) · $19+/mo
QuickBooks Solopreneurpartialnopartial$0–38/mo subscription
Paper + Spark spreadsheetmanualseparate $77 productcategories only$97 one-time, lifetime access

*CottageLedger's own cells describe the working pre-launch build: parsers are validated against Etsy's documented formats and synthetic fixtures, with real-shop beta validation as launch task one. Competitor claims checked against live pages on 2026-07-12: Seller Ledger · Inventora · Stocksmith · Ardent Seller · QuickBooks · Paper + Spark. Corrections welcome — honesty is the brand.

Questions makers actually ask

FAQ

I didn't get a 1099-K. Do I still owe taxes?

Probably, yes. The federal 1099-K threshold went back up to $20,000 and 200 transactions, so most makers won't receive one — but self-employment income is generally reportable from $400 of net earnings. Less paperwork arrives; the math is still yours to do. (Reports, not tax advice — confirm with a professional.)

Where does my data go?

Nowhere. The CSVs parse in your browser and live in your browser's local storage. There is no CottageLedger server holding your sales. The honest cost of that privacy: browser storage can be evicted (Safari deletes it after 7 days without a visit), so the app pushes you to download a one-file backup — that file, plus Etsy's re-downloadable CSVs, means you can always rebuild in minutes. Export or clear everything anytime.

What if Etsy changes its CSV format?

That's exactly what your next tax year's $79 pays for: we keep the parsers current. Your already-generated reports stay readable forever either way.

I sell on eBay and Poshmark too.

Then Seller Ledger will serve you better than we will — multi-channel is their whole thing. We're built for makers whose shop is Etsy and whose costs are materials.

Is this tax advice?

No. CottageLedger produces reports whose lines match the IRS Schedule C, so you or your preparer can move fast. What you file is between you and your tax professional.

Your Sunday afternoons back.

Upload a year of CSVs, click through your recipes, print the report. The shoebox era is over.

Open CottageLedger